An African technology company,
built to last.
We are not chasing a single exit. We are building a durable, profitable technology company that unifies Africa's digital services — rooted in the markets we serve.
A group of companies sharing one stack and one principle: ownership.
SEBBAK Technologies Limited is headquartered in Accra with operations in Tarkwa. From there a small, distributed team builds and operates a portfolio that spans education software, fintech, commerce and artificial intelligence — plus a Pan-African record label.
What ties it together is a single idea: Africa's digital services are too fragmented, and they don't have to be. We prove each product with paying customers, then connect it into one ecosystem — so a school, a rider or a merchant deals with one trusted name instead of ten.
It's an ambitious idea for a young company. We think that's exactly the right size of ambition.
To revolutionise payments, AI and digital services across Africa — and beyond.
A global, multi-sector technology company — uniting payments, AI and digital services, with its roots firmly in Ghana.
What we do.
Three capability pillars, one shared foundation — secure, reliable and future-ready systems for Africa's growing digital economy.
Financial Technology & Payments
A secure payment processing system, digital wallet and financial platform enabling seamless transactions across mobile money, banking and online channels — driving financial inclusion and business growth.
AI, Digital Platforms & Mobility
From the AI-powered assistant SentraAI and customer-service tools to food delivery, parcel logistics, taxi booking and the Tenda platform — smart digital ecosystems connecting people, services and opportunities.
Enterprise & Management Systems
Intelligent management software for schools, hospitals, hotels, hostels and organisations — helping institutions automate operations, improve efficiency and make data-driven decisions.
How we build.
A structured, product-driven approach that blends research, innovation and engineering excellence.
Research & Strategy
We analyse the problem space, user needs, market conditions and technical requirements to define a clear product strategy and scalable architecture.
Design & Development
We turn ideas into functional designs and robust applications — focused on usability, performance and seamless experiences across web and mobile.
Testing & Security
Every solution undergoes rigorous testing, security validation and performance checks to ensure reliability, data protection and compliance.
Deploy & Improve
We launch, monitor and continuously improve our platforms — providing ongoing support, updates and optimisation as users and businesses grow.
Build it once. Own it forever. Fund the next from the last.
SEBBAK runs an AI-first development model — a small team building like a much larger one, using modern tooling to ship across the whole portfolio. The founders still write the code.
Internally, the company is structured for the long term: a dual-class share framework that keeps founders steering the vision, a 10% employee option pool so the team shares in the upside, and a deferred-compensation model where stipends and then full salaries phase in as the company hits its revenue milestones. It asks a lot of early belief — and rewards it with real ownership.
Inside SEBBAK.
A look at the team, the workspace and the work — from Accra to Tarkwa.
The team at work
Accra HQ
Tarkwa operations
End the fragmentation
Digital life in Africa is split across countless disconnected apps. We bring payments, AI and services together so people stop juggling and start flowing.
Africa first
We design for the realities of our own market — USSD as well as apps, Tarkwa as well as the capital — before we design for anywhere else.
Revenue over runway
We earn before we raise. Paying customers are the truest signal that a product deserves to exist, and they keep the company ours.
Craft as discipline
Whether it's a payment flow or a fee report, we sweat the details. Good software, like good music, is built one careful pass at a time.
How we got here.
The story isn't a straight line — it's a series of bets, each funded by the last.
The thesis
SEBBAK is founded on a simple bet — that Africa's scattered digital services can be unified into one trusted ecosystem, starting with the markets we know best.
First product live
School360 goes into the hands of real schools, proving the model: solve a concrete problem, charge for it, learn fast.
The ecosystem takes shape
Tenda, BANCA and SentraAI join the roadmap — commerce, money and intelligence connecting into one experience instead of four separate apps.
Building the institution
A structured team, governance and compensation model take hold. The company stops being a project and starts being an institution.